DEPOSITS & RATE OF INTEREST
S.NO | PARAMETER | AMOUNT In Lakhs |
---|---|---|
.01 | Profit Before Tax | 97.73 |
.02 | Net Profit After Tax | 74.73 |
.03 | Share Capital | 314.64 |
.04 | Reserves | 208.72 |
.05 | Net Worth | 601.61 |
.06 | Total Deposit | 2507.74 |
.07 | Total Advances | 1426.72 |
.08 | Investment In Government Securities | 600.00 |
.09 | Term Deposits In Other Bank Deposits | 441.47 |
.10 | Balances In Current A/Cs. In Other Banks | 605.71 |
Ratios | ||
.11 | C D Ratio | 56.89% |
.12 | Net Interest Margin | 5.28 |
.13 | Return On Equity | 23.75 |
.14 | C R A R | 38.27 |
NPA's | ||
.15 | Gross NPA's - 2 Accounts | 25.92 |
.16 | Gross NPA's as percentage to Gross Advances | 1.82% |
.17 | Net NPA's and percentage to Gross Advances | 23.33 and 1.64% |
Deaf A/C. (In - operative a/cs for more than 10 years) | ||
.18 | Closing balance of amount transferred to Deaf a/c. with RBI | 25.51 |
.19 | Priority Sector Advances | 1073.87 (75.27%) |
.20 | Payment of DICGC premium (Insurance covered upto Rs.5.00 lakhs of Deposit) | Paid upto 31.03.2024 (Every half-year, bank is paying insurance premium promptly) |
OUR BANK IS PLACED UNDER CLASS "A" as on 31.03.2023